Safety is a major concern and preventing any disturbances is the next step. Many times, you will face some unexpected unforeseen losses that are completely unknown. So what? Are you looking for some security system? Or leaving things to fate?
Almost everything can be insured. However, in India, general insurance is divided into fire, engineering, marine and other insurance. Let's look at them according to usage and general acceptance. The following are the different types of general insurance in India:
Family health insurance is a type of health insurance that covers the entire family under a single insurance plan. It will suit your family needs. Your family needs health insurance against rising medical costs. This includes pre- and post-hospitalization costs, doctor consultation, ambulance cover and other medical expenses related to illness and accidents.
Our life revolves around our family. Protecting their medical needs is always your priority. Can you think of something more important than your family? Not right? Then why should their health, happiness and financial stability be at stake? Have a good health insurance policy around your family to reduce the risk of illness and medical treatment costs. Health insurance with HDFC ERGO binds your family to a security bond.
Travel insurance covers your financial liability when you travel within or across Indian borders. Financial liability may arise due to medical or non-medical emergencies.
A motor insurance policy is mandatory to drive legally in India.
You build your house with your toils and hard-earned money. Everything you buy is an invaluable possession for you and therefore, needs to be protected. A home insurance policy protects your valuables and other assets.
Lines of insurance that affect business operations are classified under commercial insurance. Depending on the type of business, the risk exposure and the type of money, insurance may be different for each industry or business.
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