Life Insurance Investments: The best investment plan offers the policyholder both life cover plus the added advantage of saving fund. Life insurance investments is always taken keeping a future objective in mind and this objective could be either a long-term or a short-term objective, like buying a house, child's marriage and education or just building up a corpus for future. The best investment acts as a two-in-one solution.

Unit Linked Investment Plans (ULIPs): Unit Linked Plans as commonly referred to are a type of coverage plan that provides coverage wherein the money paid as premium by the investor is channelised into the stock markets. Each and every ULIP has a different set of funds that they invest in. Individuals who invest in a best investment plan get a certain number of units of the fund. These investments are based on the correlation of the fund value of the fund they are investing in and the premium the investors have put in. Unit Linked Plans as commonly referred to are a type of coverage plan that provides coverage wherein the money paid as premium by the investor is channelised into the stock markets. Each and every ULIP has a different set of funds that they invest in. Individuals who invest in a best investment plan get a certain number of units of the fund. These investments are based on the correlation of the fund value of the fund they are investing in and the premium the investors have put in.gravida mollis.

Unit Linked Plans as commonly referred to are a type of coverage plan that provides coverage wherein the money paid as premium by the investor is channelised into the stock markets. Each and every ULIP has a different set of funds that they invest in. Individuals who invest in a best investment plan get a certain number of units of the fund. These investments are based on the correlation of the fund value of the fund they are investing in and the premium the investors have put in.

Comparatively, mutual funds are complete Systematic Investment Products i.e. SIP. Different mutual funds have different risk exposures. Mutual funds that are equity oriented invest a major part into equities wherein the balanced funds or hybrid funds invest into equity and debt fund market. The debt funds invest in the bonds and fixed income securities. Below is a brief on how ULIPs and Mutual Funds justify your investment needs:

Types of Investment Plans

• Life Insurance Investment Plans
• Unit Linked Investment Plans (ULIP)
• Endowment Plan
• Guaranteed Return Plan

Objectives of Investment Plans

• To save we need to look at ULIP with a guaranteed return possibility
• For corpus building, a traditional ULIP with no guarantee
• For a retired person, an annuity plan

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Benefits & Features of Investment Plans

The best investment plans or savings schemes offer more than one benefit to the consumers. Primarily, they offer:

• Protection to loved ones
• Goal based planning
• Build fund reservoir
• Tax Benefit under section 80C and 10(10D).
• Options to obtain a loan in lieu of the same as a guarantee against non-payment

Protection to loved ones: Return on investments with coverage provides the dual benefit of life cover and returns. This means that in the event of anything unfortunate happening to the insured, their family will receive the sum for which they were insured in addition to the fund value either as a single or in the form of monthly/quarterly/half yearly payments. They help to secure the family needs and monetary goals if the insured party is unable to earn a living or in the unfortunate event of his demise.